I need a bad credit loan bad for about $2000, where can i apply?? Is wesayes and youreapproved.org legit? help

I really need a loan so i can get out the payday cycle. But because of delinquencies, places like citifinancial and credit unions won't approve me. I dont know what else to do, the payday loans are eating me up, I gotta find a way out. Are the sites that say they can provide bad credit lenders that will approve you, but you have to pay a referral fee really legit? Sites like www.yourapproved.org or www.wesayyes.com, or www.fastguaranteedloans.com Someone please help any advice or suggestions is appreciated.

Public Comments

1. I am going to roll with you on this one and say it is really hard to get ANY credit that is not of a loan shark dealing with bad credit... You should try getting a credit card and transfer the balance to that... Try www.orchardbank.com or www.firstpremier.com the only bad thing about them is that you MAY not get the start off of $2000 that you are looking for. The only good thing they are good for are helping you PAY DOWN your balances and keeping you from paying the WHOLE balance back at once... Secondly, they are credit builder credit cards. Secondly, I would try and speak with your local credit union. Some credit unions are willing to help. And even though you may have some delinquency, they may cut some type of deal with you... Hope that helps...
2. I think your only option is to take your entire paycheck to the nearest Indian casino and try your hand at blackjack. Surely you'll win a couple thousand eventually and that'll solve all your problems. Either way it'll take the edge off.
3. To get out of the debt cycle, you need to stop going into debt, and start paying off debt. Going into more debt is not the answer. Start with the highest interest loan first, and pay that off. Do a budget and work out how much you can afford to live off for a few weeks, and then put every extra cent into getting rid of the loan. I'm from Australia and we don't have pay day loans. Putting the loan on a credit card would be ok if it was a card with a low interest rate, and you were committed to paying it off. Here are some tips to help your budget. Don't eat meat. Eat legumes instead. Meat costs more money. Don't drive your car any more than is necessary (ie, to and from work, and go to supermarket on way home from work) and fill your car tyres to their highest safe level. This reduces fuel consumption. Cut back on luxuries. No dvds, haircuts, or new clothes. You need to get out of debt. Transfer any savings you have onto the loan. It is amazing how many people keep savings aside, which earn pitiful interest that is taxed, rather than use it to keep a loan down, which is costing them money. Get a credit card with an interest free period. Purchase all your groceries and fuel on the card, (keep to a budget. No chocolates, fancy shampoo, or alcohol) then pay it off the day before the interest free period expires. Use your wage to keep the loan down during this time. This will save you interest. Sell some stuff on ebay or in the local paper. It's amazing how many people will buy stuff you think is useless. Better still, have a garage sale and get rid of the clutter. Even if you only make $20, you're better off than you were. Be disciplined. You can get out of debt. Don't let consumerism control you. There are heaps of websites about getting rid of debt, but I found it was far more interesting (and cheap) just going to the local library and getting some finance books out. There are hundreds of books about this written by people who have overcome what you are going through. If you want some more advice about cutting costs and generating more income, email me. I love finance.
4. If you listen to the ones on here saying they will give you a loan all that will happen is they will take your money and run .they are scammers please dont contact them.
5. Damn, look at all the SPAM!! Good luck with your loan search, brother-i'm in the same boat you are in.