Does anyone have a general idea of a credit score needed to obtain a personal loan?

My credit score is a 629. Would that "fair" score be high enough to obtain a personal loan for at lease 2,000.00? The only loan i have ever taken out at this point is a student loan. Thanks! I do pay all of my bills on time and have proof of that. (I save all of my statements.) I also have been at my job for a little under two years have paid off any "dings" on my credit report and only have 3 revolving accounts (student loan and two credit cards)

Public Comments

1. yes you are in luck. the cutoff right now is exactly 610. dont let it drop anymore and you will be fine.
2. Start at your personal bank for best results. As long as you will be able to prove your employment and you have a checking account you should be okay. (not a loan officer)
3. that is high enough in general...the loan officer will also take a look at your credit report, your playments, and anything else that could effect a risk. you might pay a higher interest rate, but i would feel comfortable with a score like that you should qualify for a loan.
4. It really depends on how much you are borrowing, how much you make, how much other debts the you owe. But generally a good credit score to be sure that you get approve for a loan and any credit card is 780. But once again, it depends on all above items that l mentioned at the beginning.
5. Try www.whogavemecredit.com
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