Can American Express Business card affect my personal credit?
I have been in business for about 14 months and am about to go out of business with around $37,000 worth of credit card debt owed to American Express. They are saying that I applied with my social security number, however the cards have never appeared on my personal credit and they gave me like $57,000 worth of cards. At the time, my personal credit score was like 620, no house, no car, but my business credit was very good with a few BIG accounts open and paid on time. I NEVER signed any personal guarontee or anything like that, so I just cant understand how they can affect my personal credit like they say. Please give me any educated advice you can on this. Oh, and I am an LLC in Florida. One more thing.... American Express says that by activating the cards I agreed to their customer agreement, which makes me personally liable. What kind of bs is that? Does that actually hold up in court seeing as they never even provided me or read to me the "customer agreement"?
Public Comments
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