Where can I get help with my bills and possibly get a loan when my credit score is so bad?
Right now I owe about $3500.00 in credit and utility bills and i need to start paying them off. I make about 700 a week and would like to get a loan to clear this up and start my life over. I have looked around and right now my credit score is in a "Delinquency Status" making it impossible for me to get help anywhere. Please help!
Public Comments
- I completely understand. About a year ago I stood right where you are. Have you ever heard of Dave Ramsey? If not, you should check out his website at www.daveramsey.com. He also has a book called "The Total Money Makeover". With the help of his system, I am almost out of debt, and I now have a savings account. He teaches you to manage money and get on the right track. You do not have to pay to get onto his website, and his book is about 20 bucks. He also has a radio show where he takes calls from people and gives out advice. Try it out! I promise it will help you. Good luck!
- Credit consolidating agencies are your best bet - they are charitable organizations that help you consolidate your debt. After that, cancel your cell phone and cable bill - because you can't afford them, so stop overspending. Also, sell that big screen TV and Xbox or whatever it is you have and quit spending money on things like that. Do those things, and don't buy them until you can afford them again, and you'd be amazed how much money you have in 10 years.
- you can get help from NHBS, Inc plus I give you a link to their free credit ebook been there!
- There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans.html
