Can consolidating student loans help credit score?

I have a lot of loans, almost 100K as I am getting my PHD. There are number, about 15 individual loans. All other credit is on time and I make a good living. The loans are in deferrment, but does the number of individual loans affect score that much? Would consolidating and paying something on them each month even though they are in deferment help? I am not looking for information on loans, only their effect on my credit

Public Comments

1. Consolidating the loans could lower the amount you pay each month, and lower the interest rate. Shop around they will fight for your note. It could look better on your credit if you had one loan instead of 4-5 in turn could give you a few more points. Hope that helps
2. Maybe you can try below website to get the information you need. It's about student loans consolidation articles for your second opinion. http://www.1st-student-loan-consolidation.info/Articles/Student%20Loan%20Consolidation%20-%20Save%20Money,%20Pay%20Less,%20Spend%20More.htm
3. Student loans are available with a wide range of lenders. Many students are finding themselves tough while going for a higher education. The flagrant cost of the higher education is one of main factors that are impeding the chances of your higher education. Since, education is the sole and one of the important tools for your personal development; it can not be ignored-all.To help you payingefficiently the huge cost of the higher<!-- education, now, student loans have been made into provision. You can avail these loans to meet the cost of your tuition fees as well as paying off other bills related to your education. You may be helped from the government agencies as well as from private players. http://badcreditloans.awardspace.com/Bad_Credit_Student_Loan_To_Fund_My_College_Education.html From among the private lenders, the online lenders are those one that are known for the simple and fast processing. You can contact a number of such lenders online with their different loan quotes. An online method helps you negotiate for the best deal out of the available-->options and also make your approval faster. Students can obtain the education loans either with secured or unsecured form. Secured loans require pledging of an asset from the borrowers. Whereas, unsecured form has nothing such obligation. The secured form has a lower interest rate, whereas, with the unsecured one, it is somewhat higher.
4. Even if you consolidate, your old loans will still actually be on your credit report. They should be listed as paid, but they'll still be there. I would be VERY leery about consolidation... companies only do things if it makes money for them... often times your payments become less, but you interest rate is HIGHER or the length of time to pay them becomes longer (this giving them more interest over the course of the loan). If your loans are federal loans, once consolidated they are no longer federal loans and don't have any of the federal forgiveness policies in place because. Shop wisely.
5. Hi, I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my credit card debt,mortgage,student and auto loans up to 58%.It's legitimate and free consult.I came across this company on NBC News Special Edition.Check it out here: http://memurl.com/furetu
6. This might be of assistance - http://www.loans-advice-online.com/