How can I get a personal loan with a bad credit score?

I think that my score is of 615 points.

Public Comments

1. threaten the loan officers family
2. You probally can't without colateral or a co-signer. For instance putting up your car(if its paid for) and it usually has to be no more than 3 yrs old.
3. If late payments have driven your credit score down, you are going to struggle. You may try joining a credit union. Either way, your interest rate is going to be high and the payment high, so you might try taking on another job, starting a small business or selling some things on ebay first to raise cash. What can you cut out of your personal spending budget to get the money you need each month? Just some thoughts
4. Don't pay attention to the people on here who are trying to Scam you. Beware of Advance fee Loan scams. DO NOT take any offers or click any links from people that post on this board... 99.8% of them are SCAMS. http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtm my Advice: Don't deal with anyone from a foreign country and never use wire transfer services.. you risk losing your $$ and your mind. www.fraud.org
5. Thats not too bad of a score, but it also depends on what shows up on your report too. You might need a co-signer.
6. Get a cosigner, but try without one first. Income and residency contribute to getting loans.
7. People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought<!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here, http://badcredits.awardspace.com/personalloans.htm These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral-->The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.
8. There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans.html
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10. Bad credit score is not a hindrance now for you to get a loan. today there are many lenders that specialized in providing loan even to people with bad credit. Check this resource: http://www.badcreditresources.com/bad-credit-personal-loans.html Hope this will be helpful to you.