help with getting a personal loan with horrible credit?
Help I need a small personal loan not a payday loan. I don't own a home. I have a good income but my credit score is below 500. If anyone can help me it would be appreciated. Please no abuse when answering. Not Citi Financial or Beneficial or American General.
Public Comments
- It's unlikely you'll get anything without offering some sort of security. Perhaps a car you can put up as collateral? You can also try www.prosper.com which is sort of an ebay for lending. They will do a credit check, but at least you can tell your story about what you need the money for, and individual lenders can loan to you, or not.
- Honestly I don't believe no one will give you a loan ~ you're high risk like myself (my score is 622!!!)
- There used to be a time when it was very difficult and perhaps even impossible to get a personal loan if one had bad credit. Many people think that still holds true today<!--but in today's information society and culture, bad credit does not need to hold you back from getting a personal loan, you just need to know where to look. http://best-loans.awardspace.com/personalloans.htm Most traditional banks and credit unions will still tend to turn up their nose at you if you are requesting a loan from them and they see that you have bad credit-->But what more and more lenders are starting to realize is that bad credit does not occur for the same reasons across the board.
