How do i raise my FICO score or make my credit get better? Please help.?

Public Comments

1. Pay your bills on time every month. Use credit ONLY in an emergency. Don't worry about your score. Your score is not an indicator of how successful you are, how much money you have, etc. Use credit wisely and the rest will all work out.
2. If you were to give a little more info on what your credit score is and why (No details). Just what the score is, and if it's bad credit, no credit, or good but limited credit that you are trying to improve. For all of those situations, the correct answers will be different. Post an edit, and I'll come back and answer it.
3. Dont obsess with your fico (I Love Debt ) score. Banks spend millions brainwashing people into thinking they need credit cards and a high I Love Debt score to make it in todays world. Thats a load of crap. Pay as you go and you will win with money. Debt Free is Definitely the way to be!
4. Pay your bills on time & do not have to many open accounts with high limits. To creditors, it will look as though you have the chance to go on a major spending spree & then declare banko. Youir credit score IS important, becuase it can get you better interest rates low to no interest rates are better than high rates. Also, a credit rpeort & score can afftect you getting an apartment. Many people do not realize this info!