How much do you think my interest rate will be on a used car with a 730 credit score?

I am looking at getting a used 2008 Scion TC. I will probably have to finance somewhere between 15-16 thousand on this car and my credit score was 730 the last time I put a loan application into a dealership. That was about 2 months ago so I am sure it's the same now. What do you guys think my interest rate will be?

Public Comments

1. Who knows. Ask a salesperson to crunch the numbers.
2. Bankrate.com says the national average for a 36 month used car loan is 7.10%
3. It also depends on your debt/income ration. If that is under 50%, then I would say you should be able to get about 5.5% on a new car and about 6.5% on a used car. Credit unions typically have the best rates because they operate as 'not for profit'. I would get pre-approved by a credit union for a rate before you step foot into a dealership.
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