I have a really bad credit rating and a CCJ, am I still eligible for a student loan?

Does anybody know how I can find this out? I already took out a student loan back in 2006, but had to drop out of university within my first semester. I really want to go back, but in the last three years I have ran up some bad credit and make some very bad choices, does anybody know if I am ineligible for student finance because of this?

Public Comments

1. Yeah lol My credit rating is terrible and I get 3 grand every year :)
2. Hello, (ANS) in order to get a definitive answer to this question your best option is in my opinion to a) contact one of the x4 major credit reference agancies. One of them is Experien, for a very small handling fee of about £3 you can have a copy of your credit history report & your current credit scoring. b) Contact the student loan company in writing to ask them about your present elibibility given your circumstances. c) you could talk to the CAB they are extremely good on all matters related to money. Kind Regards Ivan
3. As long as your not in default of your previous student loans, or maxed out on loan allowances, you should be eligible to still receive student certain student loans. Private loans, you'll probably be denied since that is based on your credit and income.
4. yes you are still eligible for student loan regardless of bad credit
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6. Yes. You can even get them if you are bankrupt.
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