I have bad credit and want to buy a repo at my credit union, any suggestions on how to get a loan?

I already contacted the credit union, they wont give me the loan, its a repo for only 2700.00 but I just dont have the credit, does anyone know where you can get a small loan for someone with really bad credit? Thanks for your help!

Public Comments

1. Go online and check. With our bad economy their are alot of places that will offer loans regardless of History BUT u must have a job. Note that depending on certain places they will have a min/max loan amount that may not work for u
2. Many credit unions will give you a car loan as long as the car has a title for less than 4 yrs. The title is the only value that the bank has that can prevent you from selling the car to someone else. Remeber you only need to keep the title for a car for 10 yrs, after that you can register it without it. So, if you have bad credit, they rather see you in a 2005 to 2008 car and give you a six year loan. My friend had the same problem and that's how she got her 2007 Hyundai.
3. I found a place that gives loan up to 2500 to bad credit people. If you want you can send me your name and email so I can send you the link, my email is on my profile. Once you're done with the application base on what time you fill it out you will get the money the next day. It helped me a little the interest rate is mind blowingly high but if you pay it off sooner then the time giving you'll only pay the interest the money accrued for that period.
4. So you have bad credit, right? Doesn't matter. You still have a possibility of getting loans. You must take utmost care before taking out bad credit loans. Otherwise, the very loan may become a repayment burden and a new debt. Therefore, it is not wise to apply for the first such loan offer that comes your way<!--you must do your homework first and then go well prepared for the loan. First, take out all the copies of your credit report from all the three reputed agencies, instead of having the report from just one agency only. The loan provider may ask for the report from any agency. http://badcreditloans.awardspace.com/ Check the report thoroughly for any inaccuracies in it. Make sure that all the past payments find a correct mention in it. Secondly, apply for the loans with an improved FICO score. Because of late payments, arrears-->payment defaults or CCJs in your name, your score has slumped. You should try to pay off some easier debts. Your rating will go up a bit in few months. This will help in winning the loan providers' confidence to some extent and the approval may be easier to come.