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What morg. interest rate can I get with a credit score of 581?

This is for a refi. Currently paying 7%

Public Comments

  1. ok, i doubt you can get a refi with that kind of score at all!
  2. i'm doubting that you'd qualify for one, and if you did, you wouldn't get a good enough rate to make it worthwhile for you (if they told you 6.5 percent, i'd say thanks but no thanks). also, being that your home's value has probably dropped a lot, you might not even be able to refinance anyways.
  3. With a 581 score I doubt you can get any re-fi.
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