Can I get a mortgage with a credit score of 658?

for about $200,000? How do I meet the budget? I make $47,000 and my partner makes $35,000 How much of a down payment should I have?

Public Comments

1. yes you can if you can meet the budget for this loan. I am a mortgage banker in TN & KY
2. Yes, as long as you have the income to afford the monthly payments. Take your tax returns with you to your mortgage broker, they will be able to figure out the amount you are approved for.
3. You will need about a 20% down payment with such a low score, the amount of the payment cannot exceed 31% of your monthly gross income, plus your debt-to-income ration should be below 40%. If you meet all three, then you should be fine.
4. Yes, But It's according to your Down Payment.