Where can I find an Auto Loan with a credit score of 480?

I have a very low credit score, 480, although I have recently paid off 90% of my debt, raising your score 200 points doesn't happen overnight. I have a great co-signer for my Car Loan that has a credit score of over 800 pts., but we got denied yesteday at a dealership for financing. Any suggestions on where to go or what bank to try?

Public Comments

1. Hi mary check this site for auto loan quotes, http://www.mb01.com/lnk.asp?o=1455&c=918273&a=36503
2. Buy a used car with your savings or ask your 800 Fico Score prospective co-signer to take out a personal loan that you can make payments on.... Did you try a GM dealer? I heard they got great deals for people with bad credit.
3. Some lenders that will approve your loan based on the info that you gave are: Wells Fargo Auto: They go by the applicant with the highest score not the lowest. Also Westlake Financial Services is a great lender although they require a down payment. The other is Consumer Portfolio Services the only down side to them is your co-signer must be a co-buyer or a parent... You may also check with your local credit union as they don't have the same lending regulations that banks have...
4. Hello Every One, I am Della Roland by name, I live in USA , just a few weeks ago I was in search for a loan of $ 50,000 Dollars, as i was running out of money for feeding and my bills. I was scammed about $4,500 Dollars and I decided not to involve my self in such business again finally A Friend of my introduced me to a loan firm due to my appearance and doings. I made a trial and I am most grateful am I today, I was given a loan amount of 70,000 Dollars by this great firm Petti Micro finance managed by Mr. Frank Petti. If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via email out. info@pettimicrogroup.co.cc And you will be free from scams in the internet. I want you to tell him that Mrs. Della introduce him to you,
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7. Hello Everyone, I am Rev Prince, I’m from Indonesia. I have been looking for a loan for me to be able to operate my dream Filling Station Business in Indonesia that was down by banks, mortgage house and other non Fraudulent financial institutions, until i was recently introduced to this below name Sam Panpan House institute of Finance SAMPANPANLOANFIRM FINANCE HOUSE LTD with RC NO: 0567910, which relieved me by granting my wish with the approval and transfer of a loan to me within 72 hours of putting in my applications...I advice you contact them now on sampanpanloanfirm@hotmail.com to avoid been taken for a ride by scammers...
8. Let me direct you Trust Loan Investments. The firm gives out loans without credit check. You can contact the firm customer service with the email address:trustloaninvestments@yahoo.com
9. Finding a bad credit auto lender take a little bit of work to find the right one. When looking to buy a new or used car, the dealer may offer bad credit financing, or refer you to a lender. Car buyers should consider arranging their own financing. http://www.worldbestloans.com/autoloans.htm Unless you have a 700 or higher credit score, it might be a good idea to look at your credit report and see what you can do to improve your credit score. A 700 score will get you the best rates at the best loan terms.t.
10. Hello Everybody, my name is Kirdy baker,a U.S based graduate.i know of a good money lender who loans at a minimum interst rate of 2%.He happens to be Mr.John Clarke.he is the person i owe all gratitude because he gave me loan of $16,000 to fund my education for a duration of 7yrs. So please if you want anything like loan please do well to contact him at clarkeloanscompany@yahoo.com
11. Hello my dear do not full prey to those hoodlums at they that call them self money lender all their want is you money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com They offer all kind of categories of loan they Short term loan (5_10years) Long term loan (20_40) Media term loan(10_20) They offer loan like Home loan!!!!!!!!!!! Business loan!!!!!!!! Debt loan !!!!!!!! Student loan!!!!!!!! Business start up loan Business loan Company loan<<<<<<<<<< etc When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Good Luck>>>>>>>>>> I'm posting this message everyday on yahoo answer, in order to express my everlasting gratitude to Mr.Brown Wilson(MD). Please i need you all to pray for this man for me.
12. Hello, My Name is Maureen Sliver i live in the UK and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mrs Lillian Johnson who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mrs Lillian Johnson and i will advise anyone in genuine and serious need of loan to contact this GOD fearing woman via lillianjohnson16@hotmail.com and i want you all to pray for this woman for me.
13. I am Mr Clay,and i am answering your dire need of a loan so that you receive the loan you want,as i am a lender from a certified and goverment approved company.Have you been constantly turned down by loan institutions,bank,Have you been scammed,are you tired of seeking loan because you think there is no hope,worry no more and apply with us today and we shall give you the loan you want in three working days.We offer loan at a very convinient interest rate 3%,and our loan offer is from $5,000 to $350,000.Why die in silence when you have the opportunity to clear your financial problems and boost your business financially.Interested persons should contact us today via email:worldcurrencyloan@yahoo.com Mr /Mrs name: .............................. Last name:......................... Business name(If Any): .......................... Loan Amount needed: ............................. Loan Duration:.................................... Purpose of loan: .............................. Monthly Income.......................... Gender: .............................. Next Of Kin: ............................................ E-mail: .............................. Occupation: .............................. ..................... Country:.................... City: .............................. State/Province: .............................. Phone: ............................. CONTACT DETIALS BELOW: CONTACT NAME:Mr.Clay EMAIL:worldcurrencyloan@yahoo.com
14. Hello everyone, My name is Mrs Rose Smith and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $58,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Steve Davidson of Davidson loan Financial Incorporated, he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $58,000 USD and i will advise any one who is in genuine need of a loan to contact Mr Steve Davidson(MD) via stevedavidsonloanenquiries@yahoo.com because he is the most understanding and kind hearted lender
15. HI ,my names is Joy Rose.i saw your question in yahoo answer .i decide to referred anybody who is dire in need of loan to this God fearing man because i have been SCAMMED twice by this fake lenders.when i have bad credit is this man that gave me{ $60,000] .you can get to him via Email james.wood8483@yahoo.com. tell him joy rose referred you to him who he gave a loan to.Goodluck thanks,from joy Rose
16. It might really save you time to just get a car loan estimate on the web to see what todays rates are. You might be pleasantly happy. Also if your credit is not so great, a lot of online loaners are more able to help you. What I usually tell folks is that an internet quote at http://autoloan.saverightnow.info is a no brainer.
17. Hello , I . Mr Johnson Bart a private loan lender,if you are not INFORMED then you will be DEFORMED. i am contacting you because i want to help you with the loan you need,I give out loans on a clear and understandable terms and conditions and i give out the loan at a low interest rate of 2%. Dear viewers,i can solve that LONG OUTSTANDING PROBLEM of yours but note that this offer is for serious minded individual, firms and companies., contact me via libertyloanfirm@.com Thanks, Mr JOHNSON BART(MD LIBERTYLOAN FIRM)
18. check out www.speedyloanapprovals.com under auto loans these guys work with local and national banks.
19. creditreport.imess.net - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
20. I would recommend you find another way to finance your automobile purchase. You will end up paying a substantial risk premium, even with a co-signer. The better choices would be to find a car that is less expensive and you don't have to use a loan to purchase or to delay your purchase and use a rideshare service. If you dig yourself another financial hole after working so hard to restore your credit, you will regret the car purchase. I've bookmarked this site... http://finance.lowratetoday.com/ All the best to you.