help with improving my credit score?
i just got a credit card 5 months ago and i make every payment on time but recently i lost my job and my card is almost maxed out but im still making more then the minimum payments on it. when will my credit start to show as good? before it was zero and im 25.
Public Comments
- you want really see it improve until you owe just 50% to 20% of the total crt amount.
- That's a perfect example of why credit is not really good for you. Credit sucks. If you start missing payments your credit will suffer. It takes much more time to rebuild than it does to destroy. Your don't need credit. The most important thing now is Food, shelter, and transportation. Credit cards don't get any money until that happens. Yea, your credit is going to suck but YOU DON'T NEED IT. Pay with cash from this point forward. Its weird but do it. It is great not having payments. The only thing you really may need a loan for is for purchasing a house, everything else is cash or check. www.daveramsey.com
