
How much will one late payment affect my credit score?
There was a little mix up with the electric company and my payments and as a result i made one late payment and i paid in full when i realized the error. i am worried that my credit score will be screwed up now...i have one credit card and have never made a late payment on that. Will this one late payment affect my credit score?
Public Comments
- If it does it will be very little, the utilities companies down here do not report on our credit report, unless failure to pay at all, I do not know about where you are located.
- How late were you? If it was less than 30 days, it should not be a major problem.
- Paying late to an electric compnay will not effect your credit....because it is not "credit"/borrowed money
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