Need auto loan for very very bad credit?

I have the worst possible credit, but I need a loan for a car something fierce. I have no family, and no one who could cosign for me. That's in part why my credit is so bad that and student loans and hospital bills. Do any of you know of a loan company online who might consider me? Ive tried most of the well known places already. Thank you in advance for any help.

Public Comments

1. I would try talking to someone at the dealership. Most of them offer deals even though you have bad credit (as long as you are employed). Also, stop applying for loans until you get to the dealership. Every time that a company runs your credit, it drops your score by a few points.
2. If you have the worst possible credit and no one to cosign for you, you are not going to get a loan, it just isn't going to happen. Save up a couple grand and buy a clunker to just get you around until you can get the credit cleaned up and you can finance a car. That is what I did when left with horrible credit after a divorce. Had to buy all my cars with cash. Went through about 3 different cars that were clunkers but got me around and my kids to school when they were younger. Finally, after 6 years, I was able to finance a car.
3. Auto finance is what I do for a living and unless you have a very large down payment you are not going to be approved by any major lender. As much as I hate saying this, you need to consider trying a "Buy here pay here" place try and find one that reports to the credit bureaus if possible otherwise all of your payments will not help your credit at all. Good luck.
4. Hello, I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $75,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me.
5. It all depend on how much you are asking for. If you have bad credit then you shouldn't ask for more than $10,000.00 to borrow. Because, they are going to factor in the interest rate which is going to be over 12% and need to have at least $2,000 to put down.
6. creditreport.imess.net - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.