What kind of auto loan rate can i expect with a credit score of 700?

Public Comments

1. It's not just your credit score, it's other factors that generate risk as well. The higher the risk, the higher the rate. Things they use to factor risk are: How long you have been employed with the same employer? How long have you lived at your current address (2 years or more), How much you owe out each month on debts, is it more than 30% of your income? Do you have a mortgage loan? Credit cards? Do you owe more than 25% of your limit on those cards? Sorry, with credit, there is no cut and dry answer. 700 is a very good score and if you don't have too much debt in comparison to your income you should get a good rate.
2. Roughly 7.5%. But, as GoldenRing answered, other factors may improve or negatively affect that rate. Also, amount borrowed and loan term (# of months) might also adjust the rate one way or the other.
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