With a credit score of 642,what is the best credit card I should apply 4 with the lowest interest rate?

Looking to get some good benefits as well. Debating between Virgin America VISA (for airline miles) and Wells Fargo as well. Help!

Public Comments

1. My husband has a similar score and got a Discover card with decent interest rate, but only a $2000 limit. Once his score got a little higher, up went his limit. Anyways, I have a discover too and I love it. We both got them when we were in college, so we got the Student Discover card. They also offer cash back on certain purchases throughout the year. I earn about $60 a year...which is nice.
2. American Express cards
3. a 642 score will NOT get you a low interest rate - probably 18-22% if you're lucky to get approved at all