What credit score is needed to get home loan?

I have 680 credit score and I also would pay at least 20% down payment for $150,000 worth of loan if it is approved. I have also one year history of car loan which was paid in time. Please suggest me,would l be eligible to get home loan with low interest rate? Or I have to pay more down payment? Or wait 4-5 months and more so my credit score will be atleast 720 and more ?

Public Comments

1. 20% down payment is good, but 680 credit score could be a problem - you'd have better chances if you can get it up to 720.
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