I need to improve my credit score by 75 points to buy a house. So by paying of my collections will that help?

So I was wondering if I go to my bank and get a secured credit card will that help?

Public Comments

1. paying collections dont usually help. Not being late on credit cards and having credit cards in good stand does help.
2. CREDIT SCORE -------- If u need more information about your question please try this website.... improve--your-credit-score.blogspot.com/ the-credit-score.blogspot.com
3. Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one - buildcredit.ifastnet.com