help with credit score

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help with credit score.?

hello all,ive got a bad credit score of 561 and im trying to get it to go up,i have no credit cards,but i do have unpaid hosp.bills(which im paying on now)also on my older closed accounts ive missed several payments,anywhere from 30-60 days late.ive got no excuses.what can you all tell me to help get my score to go up to at least 630?ive got a total of about 4000 in hospital bills that im paying on and besides the late payments on my older accounts thats all i see.Any ideas of what steps i have to take to get back in the flow of things?

Public Comments

  1. All old debt paid then attempt to get a credit card to start rebuilding your credit score.
  2. get all of your debts paid. If you get a credit card, be very careful with spending, because once you get below a certain limit on your credit cards, your interest sky rockets. I am currently paying $50 in interest every month and it is really getting hard to pay every month. I owe $1500. Credit cards are very cool when you first get them but a pain in the a*ss to pay back. The credit card companies always find ways to make more money off of you.
  3. Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.com
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