How do I begin to repair bad credit if my debts have already been with creditors for over a year, and I do not?
have recent bills for what I owe?? (Stupid, but trying to fix young mistakes). Also how expensive, if I have about $4000 owed? I am a student so I do not make much monthly but I am trying to fix mistakes made in the past.
Public Comments
- You are on the right track by realizing that debt is a problem and that it will not go away by ignoring it. I recommend that you contact your creditors and set up a payment arrangement with them most of the time they will be more than happy to come to an agreement that works for both of you. Bankruptcy for 4000 dollars would be a mistake. Just contact them and work something out. Good luck to you.
- I personally used Credit Repair Magic. There is a video at the site that tells you in their own words why you should pick this product and avoid all of the junk that is out there. The main power of this program is that it is self-directed and not do-it-yourself. A reasonable comparison would be to some of the better self-directed income tax programs that are so popular now even including video and audio instructions! This software takes you step-by-step through a point and click method that automates all of the output that is going to the credit agencies. You do not need to know legalese or not even an address because the software takes care of it for you
- Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.com
