what is the difference between a FAKO and FICO credit score?

What does the lender use? If I purchased the triple scores from creditreport.com what am I seeing? IM CONFUSED! ;-(

Public Comments

1. Never heard of a FAKO score and it doesn't come up when googled. If you purchase your FICO score from all three credit agencies, you will get the score as computed by each agency. They should be pretty similar but each agency uses a slightly different method to calculate it. You might use the average of the the three to figure you "true" score.
2. FAKO sounds like a FAKE score that somebody may be trying to sell to you. FICO is an actual computation originally created/used by the Fair Issac Company, hench the letters F.I.C.O. Like the other person said, the triple scores that you purchase will be slightly different from each other but an average of the 3 will give you an accurate credit score.
3. FAKO is not an authentic FICO score, and is based on a credit scoring model other than the Fair Isaac Co., often a model created by the specific bureau. Most lenders will use an authentic FICO. If you purchase the triple scores from creditreport.com, you have purchased FAKO scores.