Bad Credit!!! Please Help.?
My Boyfriend has bad credit and is looking for a company that will give him a Credit Card. We are also looking to get a Loan to buy a car as well. We are in australia. Thanks for your help.
Public Comments
- They are some cards he can get but they charge a fee. He would have to make a payment first before they can activate it.
- A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances. http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal.
- There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to. And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine. You can find some offers for credit cards, both secured and unsecured here: http://www.axalda.info/bad-credit-cards.html
- Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.
